In the state of North Dakota, all drivers are required to fulfill their financial obligation by acquiring at least liability insurance, uninsured motorists, and no-fault coverage. A failure to comply with these laws results in a suspension of the vehicle registration, a penalty of around $200, and a possible driver’s license suspension. All drivers must provide proof of insurance to their county Department of Motor Vehicles to avoid these penalties.
Identifying Financial Obligations of All Drivers
According to these laws, their liability coverage must equate to $25,000 per injury in an accident with a maximum of $50,000. The property damage coverage should equal no less than $25,000. Their uninsured motorist coverage should also cover $25,000 for each injured party with the same maximum. And, lastly, the no-fault insurance must cover $30,000 for each injury. If you were injured, by an uninsured driver, you should contact a Motorcycle Accident Lawyer in Williston ND area
How Does a No-Fault System Work?
Initially, all motorists must file a claim through their insurance. When injury and property damage exceeds their coverage limits, they can file a claim with the court to acquire a settlement. In these cases, the injuries must be severe. This indicates that the victim lost a limb or was permanently disfigured. A permanent disability is also included in these possibilities. If you were injured and were unable to work, you should contact a Motorcycle Accident Lawyer in Williston ND to assist you.
Understanding Settlement Possibilities
Monetary awards are based on medical and vehicle repair costs. They also include any wages lost by the victim. Tort laws are also considered. This may include victims who claim pain and suffering in their case. The jury must arrive at a total settlement value based on these factors. However, if the victim is disabled as a result of the accident, future earnings are included in this valuation.
Compliance with all automobile insurance laws ensures that you will not incur any further penalties. However, even if you are the victim in an accident lawsuit, you could face fines if you fail to maintain your financial responsibility. If you were injured due to the fault of another driver, contact a Motorcycle Accident Lawyer to help to submit a claim today.