Let’s face it foreclosures stink! There just isn’t any nice way to get around it. They can be very stressful, and they aren’t going to end up putting you in a good place. All kinds of things can lead into a foreclosure situation, too.
Maybe the lender let you borrow more than was deserved. It’s also possible for things tocome up like unexpected medical bills, getting fired, or having to deal with a divorce. No matter what the reason for foreclosure, you’re certainly not alone. A lot of people have gone through the same process, and plenty more are going through it right now.
If you’re facing foreclosure, or can see it looming on the horizon, you want someone on your side. We’ve already helped more than 400 people avoid foreclosure and keep their homes. We may be able to do that and you won’t know until you ask. We’ll take a look at the unique situation, and we can advise on the best course of action to consider.
The bank will have to file a lawsuit against you if they want to foreclose on your home. That means delaying, challenging, and using other techniques in order to stop the process. You might be worrying about how you’re supposed to pay for all of that when you’re already having trouble making mortgage payments.
We can help with that, too. We work on a flat fee basis, so you know what we’re going to do and how much it’s going to cost. No tricks, no hidden charges, and no billable hours. You can pay a set amount for a specific service, or you can pay a monthly fee as a retainer. It’s up to you, and we can help decide based on what you really need done.
With new rules and laws, it’s easier to get a loan modification. That’s worth considering, and we’ll go to bat for you in an effort to let you keep your home. If you can’t stay in the home, you at least need time to get a short sale going and find a new place to stay. When you find the right foreclosure attorney, your proceedings will be less painful, and you’ll be ready to move on to what comes next.