Chapter 7 bankruptcy is the most common form of bankruptcy. It is a process provided under the Federal Law to allow the debtor to make a fresh financial start. In this form of bankruptcy, the debtor is required to disclose all their property, debts and other financial activities over the past years. Chapter 7 eliminates the debtor’s unsecured debts, and it is normally meant for those with few or no assets. The unsecured debts under the chapter 7 form of bankruptcy include:
* Medical bills
* Personal loans
* Credit cards
* Judgments resulting from auto accidents
* Deficiencies in the repossessed vehicles and many more.
Filing under chapter 7 bankruptcy allows the debtor to retain some of his or her properties and provides them a chance to reaffirm the debts. However, with the complex legal procedures involved when filing for a bankruptcy, it is essential you hire the services of a repeatable Chapter 7 Bankruptcy Attorney. A bankruptcy lawyer is highly trained and experienced with these types of cases. The lawyer has handled similar cases before and will help you with your case. Here are some of the top reasons why you should hire the services of a qualified bankruptcy lawyer.
Filing the Case
One of the major roles played by a qualified bankruptcy attorney is to help you file the case. The lawyer is familiar with the rules and regulations that are involved when filing for chapter 7 bankruptcy. They will make sure that all the essential details are provided and that the documents are submitted to the right authorities.
Another critical role played by your bankruptcy lawyer is to act as your legal representative. In this regard, the lawyer will present all your interests before the court. They will provide sufficient evidence to prove that you qualify for chapter 7 bankruptcy.
There are other critical roles played by a Chapter 7 Bankruptcy Attorney such gathering evidence, offering legal advice and many more. However, in order to get great legal services, you should make sure that you hire the right lawyer. Consider factors such as experience, education, dedication, commitment and other factors before hiring your lawyer. For a bankruptcy lawyer, you can contact the Law Office of Ledford and Wu.