When everything is done right, filing an insurance claim should be easy and stress free. However, if attention isn’t paid to detail and something goes with the claim, the process could turn into one long nightmare, and you may even fail to get compensation. To make sure that you handle the process in the right manner, you have to hire an Insurance Claim Attorney in Port Orchard.
The steps to follow when making a claim
Reporting: First, report the accident or incident as soon as it happens. In case the issue is a house break in, you should make a report about everything that was stolen or damaged. In the case of an accident, get a traffic officers record of the accident before you do anything else. Failing to report the accident or incident with the authorities could lead to the beginning of wrongful suspicions.
Check the policy and what it covers
Have another look at your policy and see if it covers the particulars of the type of accident. For instance, in case of a damage issue in the home, there are some policies that insist that you should have the repair done by a workman from the company. Reading the policy stipulations will help you avoid making the mistake of hiring another technician which could lead to disqualification of the claim.
Make sure you have attached all the right documents
The documents that are important in the process of filing for an insurance claim include the following:
- The policy document
- Receipts that confirm ownership of everything that was stolen or damaged
- Reference numbers and at times even copies of police reports
The lawyer will guide you in figuring out what to do in case one or two of these documents are missing.
You will also need a lawyer to help you get the compensation in case the insurer isn’t convinced about your case and chooses to contest it. They will lead the out of court settlement, and if this does not bear fruit, they will help you with the court process.
These are important things to know about getting an Insurance Claim Attorney in Port Orchard. Visit Otto Law Offices to learn more about the services that they offer.