Many people depend on the insurance company to cover them if they are injured because of another person’s actions or inactions. While this is the reason to get insurance, the problem with this is that a person may not receive an adequate settlement amount from the insurance company. Insurance companies, like other businesses, are trying to make a profit and they can’t do that by paying high settlements for any injuries. Instead, they’ll offer the lowest amount they believe someone will accept.
A person doesn’t have to simply accept the settlement offer blindly. If they’re not sure how much they should receive, they can speak with an injury attorney in Baltimore before they accept the settlement. The attorney will review their case and determine how much they need to be fully reimbursed for any accident-related expenses. Depending on the accident and the severity, this could include medical bills, property damage repairs, lost wages, and more. In some cases, the person can receive money for non-monetary elements, such as pain and suffering.
Most people go ahead and accept the settlement because they don’t think they can afford a lawyer. This could be a mistake and could leave them needing to cover many expenses on their own. Hiring an injury attorney in Baltimore isn’t actually going to cost them anything in most cases. The lawyer will work on a contingency basis, which means they don’t pay anything if they don’t receive a settlement. If they do receive a settlement, the settlement will include all legal fees and the lawyer will discount the legal fees before giving the person the remainder of the settlement. The legal fees wouldn’t have occurred if the accident didn’t occur, so they are part of the accident-related expenses a person can claim.
Anyone who has been injured in an accident can contact a lawyer to ensure they’re getting an adequate settlement, and they don’t have to cover any of the accident-related expenses on their own. To find out more, they can visit STFLawyers.com or contact a lawyer and inquire about a consultation. The consultation is free and can help them determine whether they need a lawyer, or they should just accept the settlement as offered.